Crush your debt with a real plan
Credit cards, student loans, car payments โ debt piles up fast. NestDuck helps your household see all your debts in one place, pick the best payoff strategy, and track every dollar of progress.
Try It FreeTotal Debt
$28,450
Paid off $4,200 this year
Pick your strategy. Watch debt disappear.
Whether you prefer quick wins or saving on interest, NestDuck supports both approaches.
Debt Snowball
Pay off smallest balances first for quick psychological wins. Each paid-off account rolls into the next, building momentum like a snowball rolling downhill.
Best for: motivation and momentum
Debt Avalanche
Attack the highest interest rate first and save the most money over time. Mathematically optimal, but requires patience as the first payoff may take longer.
Best for: saving money on interest
Everything you need to get out of debt
Progress Tracking
Visual charts show how far you've come and how far you have to go. Celebrate every milestone.
Interest Calculator
See exactly how much interest you'll pay with each strategy. Knowledge is power.
Rate Comparison
Compare your current rates against market rates. NestDuck alerts you when refinancing could save money.
AI Recommendations
Ducky analyzes your debt profile and suggests the optimal payoff order based on your goals.
Payment Reminders
Never miss a payment and never pay late fees. Get reminders before every due date.
Milestone Celebrations
Paid off a card? Hit 50% progress? NestDuck celebrates your wins to keep you motivated.
Ready to start your debt-free journey?
See all your debts in one place and get a personalized plan to pay them off faster.