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Stop overpaying. Find better rates.

NestDuck compares your current mortgage and debt rates against what's available in the market right now. When we find a rate that could save your household money, we let you know.

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Savings Opportunity Found

Mortgage refinance

Current Rate

6.75%

Available Rate

5.99%

Potential Monthly Savings

$127

$1,524 saved per year

๐Ÿ’ฐ Save $127/mo

We do the rate shopping. You keep the savings.

NestDuck continuously monitors rates and alerts you when there's an opportunity worth exploring.

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Mortgage Refinancing

Compare your current mortgage rate against market rates. Get alerted when refinancing could save you $50+ per month.

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Debt Consolidation

High-interest credit card debt? NestDuck identifies consolidation loans that could dramatically lower your interest costs.

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Credit Union Rates

We compare against credit union rates too โ€” often lower than big banks. Powered by RateAPI for real-time data.

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Savings Calculator

See exactly how much you'd save monthly and annually with each rate opportunity. Make informed decisions fast.

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Smart Alerts

Only notified when savings are significant ($50+ monthly). No spam, no noise โ€” just money-saving opportunities.

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Rate Expiration

Market rates change. NestDuck tracks when a great rate is about to expire so you can act before it's too late.

Savings that add up fast

$127

Avg monthly savings

on mortgage refinancing

12,000+

Rates monitored

across institutions

$50+

Alert threshold

only significant savings

Real-time

Rate updates

via RateAPI integration

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Find out how much you could save

Add your debts and mortgage, and NestDuck will automatically find savings opportunities for your household.